If you don't pay your mortgage, you might lose your home

Modern Slavery

 

Modern Slavery and Human Trafficking statement
 

This statement has been published in accordance with Section 54 of the Modern Slavery Act 2015. 
 

It sets out the steps taken by April Mortgages to prevent modern slavery and human trafficking in its business and its supply chains. 
 

Introduction  
 

At April Mortgages, we have a zero tolerance approach to modern slavery of any kind within our operation. We all have a responsibility to be aware of the risks, however small, in our business and wider supply chain. Colleagues are expected to report concerns, using appropriate reporting channels and management are expected to act upon them. 

 

Our Business and Group Structure
 

The principal business activity of April Mortgages is the provision of a range of mortgage loans. Our business is within the financial services sector and we are authorised and regulated by the Financial Conduct Authority in the UK (Register No. XXXXXX).
 

April Mortgages is wholly owned by DMFCO, an independent asset manager with expertise in origination, servicing and asset management of residential mortgages based in the Netherlands. DMFCO originate substantial volumes and consistently ranks amongst the largest mortgage lenders in the Netherlands. It has a reputation as a reliable partner for investors and provide flexibility and focus. 
 

April Mortgages works with a number of suppliers located predominantly in the UK and spread across various sectors including, but not limited to, insurance, IT and consultancy firms. These are highly skilled and specialist technical resources and services and because the majority of the suppliers of these services tend to sit onshore within the UK (as opposed to offshore locations), we believe, helps present a lower inherent risk of worker exploitation or human trafficking.
 

Despite what April Mortgages perceives to be a low inherent risk, we are committed to ensuring that all those in its supply chain adhere to our policies governing modern slavery and human trafficking. 
 


Our policies on Slavery and Human Trafficking 
 

At April Mortgages, we are committed to use best endeavours to ensure that there is no modern slavery or human trafficking taking place in any part of its business or that of its supply chain. As part of the new supplier on-boarding process, all new suppliers are assessed on their compliance with the Act. In addition, we communicated more with our suppliers to ensure that the suppliers understood our rationale for incorporating such clauses within our contracts. We will continue to do so going forward.
 

We recognise that process improvement both internally and externally is ongoing. Therefore, we will continue to work closely with our suppliers to ensure all businesses are conducted in an ethical and transparent manner. 
 

Our employees are empowered to be able to recognise instances of modern slavery if they come across them, be it inside our business or supply chains, by spotting some of the common signs of modern slavery.

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