If you don't pay your mortgage, you might lose your home

Making changes to my mortgage

 

There may be times when you need to make a simple change to your mortgage, such as changing your name, contact information, payment date or Direct Debit details.

 

We should be able to make changes like these quickly and easily, so just give us a call, or use the online contact form, and we’ll let you know the next steps.

 

If you want to change something that materially alters the terms of your mortgage, such as your mortgage product or payment term, for example, then you may need to take advice to help you understand the implications of the change before you commit to it.

 

Whatever the change in your circumstances, please get in touch with us to discuss your options. If the change requires us to amend your mortgage we will work with your broker, who will be able to advise you on the best course of action.

 

Making changes

Requesting a new valuation 

 

At April, as you make your normal monthly payments, the balance of your mortgage will reduce. As the balance falls into the next LTV band we will automatically reduce the interest rate charged to the rate applicable for the lower LTV band.

 

The property valuation we use is typically the one that was provided by the valuer when you took out your mortgage. You may be able to reduce your Loan to Value faster and also reduce the rate.

 

If you think the value of your property may have increased you, or your broker, can request a new valuation. You'll need to pay for this and you can find the cost in our Tariff of Fees and Charges. Simply get in touch on 0333 345 1471 and we will arrange a new valuation for you.

 

 

Making changes

 

Further Advances 

 

At April Mortgages, we are able to offer further advances for home improvements to customers who have held their mortgage with us for at least six months.

 

You can choose from any of the fixed rates available to new customers at the time you apply.

 

If you would like to apply for a further advance, get in touch and we will work with you and your mortgage broker, who will help you choose the best option for you.

 

 

Making changes

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