Thinking of remortgaging to April?

We can understand why! We enable you to ﬁx your mortgage rate for the long term, giving you certainty so you know exactly how much you'll need to pay each month. However, whilst most lenders might charge extra for this peace of mind, or lock you into your mortgage with expensive penalties, we do just the opposite by giving you the flexibility to move house or make regular overpayments with no early repayment charges.

Have a look below to find out more information or click the button to find a broker.

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Why April?

No early repayment charge

Most mortgage lenders punish you with an Early Repayment Charge if you want to pay your mortgage off during the product term.

We think that practice is unfair. If you sell your home, you can pay oﬀ your mortgage without a fee. And if you got a bonus, an inheritance, won the lottery, or you just saved some money, you can make additional payments without any charge.

Automatically reducing interest rate

With a ﬁxed rate, the interest rate you pay is always ﬁxed at the start of your mortgage, right? Wrong – with April, you can actually reduce the interest rate you pay by paying off your loan. Over time you will reduce the size of your loan and this means our risk reduces.

So, we think it’s only fair that we automatically reduce your interest rate as you pay off your mortgage and the value of your loan drops in comparison to the value of your property at the time you bought it.

Further borrowing

Life changes constantly. You might want to turn the loft into another bedroom, replace the kitchen or build a conservatory. Some lenders will start a whole new mortgage application if you need a bigger loan. That is cumbersome and costly. With April, you can easily borrow more, against the same conditions as your original loan.